Straightforward Texas checking is what you get with Essential Checking.

Essential Checking combines modern banking convenience with hometown service. Whether you’re paying bills, managing everyday expenses, or planning ahead, this account gives you the tools you need without unnecessary fees or balance requirements. With digital banking features, fee-free ATM access, and local bankers ready to help, Essential Checking is designed to keep banking simple, convenient, and centered around you.

  • $50 minimum deposit to open with no monthly service fee 
  • No minimum balance requirements
  • No charge for eStatements emailed monthly  
  • Connect your account to RoundUp and watch your savings grow automatically
     
    Open this Account

     

This account does not earn interest. Overdraft and returned item fees may apply. Enjoy free access to TexasBank ATMs and participating surcharge-free ATM networks. Transactions at other ATMs may be subject to a TexasBank fee, as well as fees charged by the ATM owner/operator. eStatements are available at no charge. Paper statement fees may apply depending on the account type. Account approval is required. Fees, terms, and conditions are subject to change. Please refer to the Truth in Savings Disclosure, Fee Schedule, Funds Availability Policy, Overdraft Disclosure, and Account Agreement for complete details.
 









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Teach smart savings habits early!