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From the first conversation to the day you get the keys to all the years ahead, we're with you every step of the way.
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Mortgage

Mortgage Specialists

Local knowledge. Local Lenders. Local Decision Making.

First home? Lake house? Rental property? Need to tap into your home's equity? We've been there and done that. For decades, TexasBank has been helping families buy, build, and refinance homes across the state. At TexasBank, you'll work with a team that will take time to understand your goals and help you to navigate every step along the way. We show up, we follow through and we keep things moving.

 



 

 








 

 








 

 







Our Home Financing Products

Find the right loan for your situation.

Every buyer is different. Whether you’re purchasing, building, or tapping into your equity — we have a loan built for your moment.
Mortgage Loans
Purchase financing with local decisions made right here in Texas — not by an algorithm in another state.

Conventional Loan

Steady, predictable payments for buyers with strong credit and a solid down payment.†
  • Down payments as low as 3%
  • 10 to 30 year terms
  • Competitive fixed and variable rates

FHA Loan

A federally backed option designed for first-time buyers who need more flexible qualification standards.†
  • Down payments as low as 3.5%
  • Fixed or adjustable interest rate
  • Flexible terms up to 30 years

VA Loan

Members and veterans of the U.S. Military may qualify for a VA loan to help you purchase a primary residence.†
  • Up to 100% financing (no down payment) for eligible military personnel
  • Fixed principal and interest payments
  • Flexible terms up to 30 years

USDA Loan

Mortgages backed by the U.S. Department of Agriculture in support of qualifying rural and suburban borrowers.†
  • Up to 100% financing for eligible borrowers
  • Fixed principal and interest payments for 30-year term
  • Upfront and annual fees apply

Jumbo Loan

For higher-value homes that go beyond conventional lending limits — with flexible terms and no mortgage insurance in many cases.†
  • Loan amounts above conforming limits
  • Flexible structures available
  • No mortgage insurance in many cases

Preferred Builder Program

Working with a builder? Our preferred builder program helps simplify the process and can provide incentives to reduce closing costs.†
  • Dedicated builder support
  • Flexible financing solutions
  • A relationship you can build on

Jumbo Portfolio Loan

Higher loan limits, flexible structures, and options designed for larger loans-without the added cost of mortgage insurance.†
  • Financing for higher-value homes
  • Portfolio lending flexibility
  • Personalized, local service

Professional & Executive Loan

Designed for high-earning professionals early in their careers — with low or no down payment options and no mortgage insurance requirement.†
  • Low or no down payment
  • No mortgage insurance required
  • Flexible qualification standards



Other Home Loans
Already own a home? Put it to work — or build something new.

Home Equity Loan

Tap into what your home is worth. Use your equity to renovate, consolidate debt, or cover major expenses.†
  • Fixed rate & lump-sum payout
  • Potentially tax-deductible interest
  • Local approval & fast closing

Home Improvement Loan

Fund renovations without touching your equity. Fast approval and structured payments for projects big and small.†
  • Fixed monthly payments
  • Quick local funding

Construction Loan

Build your dream home from the ground up with a seamless draw process and local oversight from start to finish.†
  • Finance land & construction together
  • Converts to permanent mortgage
  • Local draw management
















Already Have a Mortgage? Ask us about refinancing.

Lower your rate, reduce your term, or cash out your equity. Our local lenders can help you decide if refinancing makes sense for your situation.





























 















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