Essential Savings 
  • Save for any plan, need, or goal
  • Earn competitive interest on entire balance
    • Interest credited and compounded quarterly
  • No monthly service charge
  • Watch Your Grow by connecting this account with RoundUp!

Kids Savings 
  • Exclusive savings for customers age 18 and under
  • Earn competitive interest on entire balance
  • No monthly service charge or minimum balance requirements
  • High interest rate encouraging young Texans to save
  • Watch Your Grow by connecting this account with RoundUp!

Empower Money Market 
  • Grow your savings with competitive, tiered rates
  • The higher your balance, the higher your rate
  • Enjoy flexibility with enhanced access to funds, including direct check writing




Certificates of Deposit (CDs)
  • Get a guaranteed return with fixed rates that beat regular savings
  • The longer your term, the higher your rate
  • Choose from a wide range of terms, from 1 week to 60 months

Health Savings Account (HSA)
  • Save for qualified medical expenses with ease
  • Take the savings even further with tax advantages
  • Unused funds remain in account year after year; no "use it or lose it" policy

Individual Retirement Accounts (IRAs)
  • Reach your retirement goals with tax-advantages*
  • Earn competitive interest above standard savings rates
  • Traditional, Roth IRA, and Coverdell ESA options available






































































Important Account Information

Savings, Money Market, Health Savings Accounts, Individual Retirement Accounts (IRAs), and Certificates of Deposit (CDs) are interest-bearing deposit accounts. Current interest rates and Annual Percentage Yield (APY) information are available in the applicable Truth in Savings Disclosure or by contacting your nearest TexasBank location. Rates on variable-rate accounts may change after account opening. Fees may reduce earnings on applicable accounts. A penalty may be imposed for early withdrawal from Certificates of Deposit (CDs) and certain IRA time deposits. Account approval is required. Fees, terms, and conditions are subject to change. Please refer to the applicable Truth in Savings Disclosure, Fee Schedule, Funds Availability Policy, and Account Agreement for complete details.





















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