Certificates of Deposit (CDs)
Our CDs help you make the most of your money while doing next to no work. Just pick your term to lock in a guaranteed return.
  • Get a guaranteed return with fixed rates that beat regular savings
  • The longer your term, the higher your rate
  • Choose from a wide range of terms, from 1 week to 60 months

Individual Retirement Accounts (IRAs)
Get to and through retirement with our IRAs. They’ll help you save now so you can enjoy your golden years stress-free later.
  • Reach your retirement goals with tax-advantages*
  • Earn competitive interest above standard savings rates
  • Traditional, Roth IRA, and Coverdell ESA options available

Certificates of Deposit (CDs)

Make the most of your money effortlessly with TexasBank's Certificates of Deposit (CDs). Choose your term to lock in a guaranteed return and secure your financial future. Enjoy guaranteed returns, flexible terms (1 month to 60 months), competitive rates, and safe and secure options with our CDs.
Whether you prefer short-term, medium-term, or long-term CDs, TexasBank makes investing easy. Simply choose your term, open your CD, and watch your money grow. With Certificates of Deposit from TexasBank, your investments are guaranteed to grow and provide certainty to your financial strategy.
Call us to hear about our CD specials at 833.987.2265

Individual Retirement Accounts (IRAs)

Start your IRA or transfer funds through a rollover. IRAs provide a great way to save for retirement or an ESA. Choose from a Roth, SEP, or Traditional IRA.

  • Tax advantages1: IRAs offer tax benefits such as tax-deferred or tax-free growth on investment earnings, potential tax deductions for contributions, and tax advantages for retirement withdrawals.
  • Retirement savings: IRAs are specifically designed to help individuals save for retirement and provide a tax-efficient way to build a nest egg for the future.
  • Investment options: IRAs offer a wide range of investment choices, including stocks, bonds, mutual funds, ETFs, and more, allowing you to tailor your investment strategy to your risk tolerance and financial goals.
  • Flexibility: IRAs provide flexibility in terms of contribution limits, withdrawal rules, and retirement age requirements, giving you control over your savings and retirement planning.
  • Rollover options: IRA rollovers allow you to transfer funds from employer-sponsored retirement plans like 401(k)s or pensions into an IRA, consolidating your retirement savings and potentially accessing more investment options.

Traditional IRA

Contributions to a Traditional IRA may be tax-deductible, and earnings within the account grow tax-deferred until withdrawals begin in retirement, at which point they are taxed as ordinary income. 

Roth IRA

Contributions to a Roth IRA are made with after-tax dollars, meaning that withdrawals of both contributions and earnings in retirement are tax-free under certain conditions. Roth IRAs also offer more flexibility with regard to withdrawals before retirement age.


A Simplified Employee Pension (SEP) IRA is a type of IRA that allows self-employed individuals and small business owners to contribute a percentage of their income to a retirement account. Contributions are tax-deductible, and the account grows tax-deferred until withdrawals in retirement.

1      Consult a tax advisor
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