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Personal Banking
How can we help you today?

Our personal banking products are built around you — how you bank, where you bank, and what you need to succeed day to day and year after year. Let's dive in.

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Personal

Here For You

Built on handshakes. Backed by expertise.

TexasBank has been serving Texas families for four generations. We offer straightforward products, local decisions, and the kind of service you’d expect from a neighbor — because that’s exactly what we are.

 



 

 








 

 








 

 







Personal Banking Products

What type of product are you interested in?

Browse by category and find the account that fits your life.
Checking
Accounts that flex around your life — not the other way around.

Essential Checking1

No monthly fee, no minimum balance. Simple everyday banking.
  • $0 monthly service fee.
  • No minimum balance.
  • Simple, everyday account with overdraft access.

Elevated Checking2

Premium benefits, interest-bearing, with exclusive perks.
  • $10K minimum balance to avoid $10 monthly fee.
  • Earns interest.
  • 25% off safety deposit box, and more relationship benefits.

Empower Money Market3

Earn more on higher balances with flexibility to access your funds.
  • $15K minimum daily balance to avoid $10 monthly service fee.
  • Earns higher tiered interest on larger balances.
  • Easy access to funds with fewer limitations than savings.


















Savings
Save for tomorrow’s unknowns and your longest-held dreams.

Essential Savings4

A straightforward savings account to help you build your future.
  • $25 to open, no minimum balance.
  • Designed for saving with limited withdrawals and transactions.
  • Automatically save every time you use your TexasBank debit card with RoundUp.

Kid's Savings5

Start them off right. A safe account designed to grow with your child.
  • No monthly service charge
  • Earns interest from day one
  • Joint ownership with a parent

CDs & IRAs

Lock in competitive rates or plan for retirement on your terms.
  • Fixed rates for your chosen term
  • Traditional and Roth IRA options
  • Terms from 3 months to 5 years

Health Savings Account

Save for medical expenses tax-free with an HSA built for your needs.
  • Triple tax advantage
  • Rolls over year to year
  • Pairs with high-deductible plans













 
































 















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