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Personal Banking
How can we help you today?

Our personal banking products are built around you — how you bank, where you bank, and what you need to succeed day to day and year after year. Let's dive in.

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Personal

Here For You

Built on handshakes. Backed by expertise.

TexasBank has been serving Texas families for four generations. We offer straightforward products, local decisions, and the kind of service you’d expect from a neighbor — because that’s exactly what we are.

 



 

 








 

 








 

 







Personal Banking Products

What type of product are you interested in?

Browse by category and find the account that fits your life.
Checking
Accounts that flex around your life — not the other way around.

Essential Checking1

No monthly fee, no minimum balance. Simple everyday banking.
  • $0 monthly service fee.
  • No minimum balance.
  • Simple, everyday account with overdraft access.

Elevated Checking2

Premium benefits, interest-bearing, with exclusive perks.
  • $10K minimum balance to avoid $10 monthly fee.
  • Earns interest.
  • 25% off safety deposit box, and more relationship benefits.

Empower Money Market3

Earn more on higher balances with flexibility to access your funds.
  • $15K minimum daily balance to avoid $10 monthly service fee.
  • Earns higher tiered interest on larger balances.
  • Easy access to funds with fewer limitations than savings.


















Savings
Save for tomorrow’s unknowns and your longest-held dreams.

Essential Savings4

A straightforward savings account to help you build your future.
  • $25 to open, no minimum balance.
  • Designed for saving with limited withdrawals and transactions.
  • Automatically save every time you use your TexasBank debit card with RoundUp.

Kid's Savings5

Start them off right. A safe account designed to grow with your child.
  • No monthly service charge
  • Earns interest from day one
  • Joint ownership with a parent

CDs & IRAs

Lock in competitive rates or plan for retirement on your terms.
  • Fixed rates for your chosen term
  • Traditional and Roth IRA options
  • Terms from 3 months to 5 years

Health Savings Account

Save for medical expenses tax-free with an HSA built for your needs.
  • Triple tax advantage
  • Rolls over year to year
  • Pairs with high-deductible plans













 



Loans
Local lenders who know your market and want to see you succeed.

Mortgage Loans

Local decisions. Personal service. Find the right loan for your home.
  • Simple, guided application process.
  • Clear communication at every step.
  • Local decision-making and ongoing support after closing.

Auto Loans

Competitive rates on new and used vehicles with local approvals.
  • New & used vehicle financing
  • Flexible repayment terms
  • Quick local approval process

Personal Term Loans

Finance life’s big moments with a straightforward personal loan.
  • Fixed monthly payments
  • Collateral is subject to credit approval
  • Funds available quickly


















Services & Features

How do you like to bank?

Every TexasBank personal account comes with tools designed to make your life easier.
Digital Banking
Bank anytime, anywhere — on the TexasBank mobile app or online.
  • Mobile & online account access
  • Zelle® — send & receive money instantly
  • Bill pay & account alerts
  • Apple Pay®, Google Pay® & Samsung Pay®
  • Mobile check deposit
Locations & ATMs
TexasBank Customers can visit any branch across Texas or use the Allpoint Network — 55,000+ surcharge-free ATMs nationwide.
Debit Cards & Card Controls
Accepted worldwide. Turn your card on or off, set travel alerts, and restrict transaction types — all in the app.
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Your Local TexasBank

Local Roots. Lasting Relationships.

    Meet the Team
    Your Local TexasBank

    Local Roots. Lasting Relationships.

      Meet the Team

      Resources

      Banking is only part of the picture.


      Financial Education

      Knowledge that pays you back

      Your money works harder when you understand it. Dig into our growing library of articles, tips, and guides.

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      Helpful Information

      Tools for every step of your financial journey

      Whether you need something right now or you’re planning ahead — these resources put you in control.

      Lost or Stolen Card?

      Call our 24-hour hotline at 800.281.3889 immediately, or deactivate your card instantly in the TexasBank mobile app.

      Reorder Checks

      Use the button below to order your checks. The TexasBank routing number is 111902424.

      Financial Calculators

      Use our calculators to figure out all of your finance needs, all in one place.

      Fee Schedule

      Contact your local branch for a copy of the fee schedule.

      Switch to TexasBank

      Make the switch to better banking by using this form to move your accounts to TexasBank.

      Financial Education

      Use our resources to learn what’s best for your financial future.

      Ready to get started?