APY = Annual Percentage Yield. Rates effective as of November 1, 2018. Fees may reduce earnings.
Accounts
| Account | Minimum to Open | Rate | APY |
|---|---|---|---|
| NOW Account | $700 | 0.05% | 0.05% |
| Super NOW | $1,000 | 0.10% | 0.10% |
| Savings | $100 | 0.175% | 0.175% |
| Money Market | $1,000 | 0.30% | 0.30% |
Investment Fund Learn More
| Balance | Rate | APY |
|---|---|---|
| $1,000 - $9,999.99 | 0.30% | 0.30% |
| $10,000.00 - $24,999.99 | 0.30% | 0.30% |
| $25,000.00 - $49,999.99 | 0.35% | 0.35% |
| $50,000.00 - $99,999.99 | 0.40% | 0.40% |
| $100,000.00 and above | 0.45% | 0.45% |
The minimum to open an account is $25,000. A penalty may be imposed for excessive withdrawals.
Certificates of Deposit Learn More
| Term | <$10,000 | APY |
≥ $10,000 -
<$100,000
|
APY |
≥ $100,000
|
APY |
|---|---|---|---|---|---|---|
| 7 days | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 1 month | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 2 months | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% | 0.05% |
| 3 months | 0.20% | 0.20% | 0.50% | 0.50% | 0.65% | 0.65% |
| 6 months | 0.40% | 0.40% | 0.70% | 0.70% | 0.85% | 0.85% |
| 12 months | 0.70% | 0.70% | 0.85% | 0.85% | 1.00% | 1.00% |
| 24 months | 0.80% | 0.80% | 1.10% | 1.10% | 1.25% | 1.25% |
| 36 months | 0.90% | 0.90% | 1.20% | 1.20% | 1.35% | 1.35% |
| 48 months | 1.10% | 1.10% | 1.25% | 1.25% | 1.40% | 1.40% |
| 60 months | 1.20% | 1.20% | 1.30% | 1.30% | 1.45% | 1.45% |
CD Rate Incentives** (Not applicable to IRAs)
- With an existing checking account balance of ≥ $1,000: Current rate + .10%
- With an existing checking account balance of ≥ $10,000: Current rate + .20%
- With an existing loan balance of ≥ $10,000: Current rate +.10%
- With an existing loan balance of ≥ $50,000: Current rate + .20%
- With an existing IRA of any size: Current rate + .20%
**Rate incentive will not exceed .40% regardless of criteria met.
Penalty for early withdrawal