Essential Savings 
  • Save for any plan, need, or goal
  • Earn competitive interest on entire balance
    • Interest credited and compounded quarterly
  • No monthly service charge
  • Watch Your Grow by connecting this account with RoundUp!

Kids Savings 
  • Exclusive savings for customers age 18 and under
  • Earn competitive interest on entire balance
  • No monthly service charge or minimum balance requirements
  • High interest rate encouraging young Texans to save
  • Watch Your Grow by connecting this account with RoundUp!

Empower Money Market 
  • Grow your savings with competitive, tiered rates
  • The higher your balance, the higher your rate
  • Enjoy flexibility with enhanced access to funds, including direct check writing




Certificates of Deposit (CDs)
  • Get a guaranteed return with fixed rates that beat regular savings
  • The longer your term, the higher your rate
  • Choose from a wide range of terms, from 1 week to 60 months

Health Savings Account (HSA)
  • Save for qualified medical expenses with ease
  • Take the savings even further with tax advantages
  • Unused funds remain in account year after year; no "use it or lose it" policy

Individual Retirement Accounts (IRAs)
  • Reach your retirement goals with tax-advantages*
  • Earn competitive interest above standard savings rates
  • Traditional, Roth IRA, and Coverdell ESA options available



























































































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