An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
Under our standard overdraft practices:
We do authorize and pay overdrafts for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions unless you ask us to:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, call 800-281-3889, submit the form below, or visit any of our locations.
Our customer service representatives are standing by if you prefer to Opt In or Revoke Earlier Request by phone.
You can find your specific branch phone number on our locations page.
If you prefer to Opt In or Revoke Earlier Request by mail, please print this form and send it to your branch.
You can find your specific branch address on our locations page.
Sometimes it's easier to talk about things in person. Please visit any of our locations and ask a personal banker to help you decide which plan is best for you.